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candidate · p2026-09-06-062 · exclude-attribution

US card-fraud losses falling through the 1990s–2000s

set aside as
EXCLUDED BY ATTRIBUTION
the researcher's note
US card-fraud losses falling through the 1990s–2000s. Chip/EMV, address verification, issuer rules and Falcon moved together; no source isolates the learned scorer. The FICO entry stands on FICO's own figures and is labelled as such.
proposed by
researcher (opus), brief 2026-09-06, era-1990-2011
received
2026-09-06T09:39:39-04:00
harvest report
impacts/harvest/2026-09-06-era-1990-2011.md

Rulings, in order

  1. 2026-09-06T09:39:39-04:00 · researcherexclude-attribution — US card-fraud losses falling through the 1990s–2000s. Chip/EMV, address verification, issuer rules and Falcon moved together; no source isolates the learned scorer. The FICO entry stands on FICO's own figures and is labelled as such.
The proposal as it arrived (JSON)
{
 "id": "p2026-09-06-062",
 "received": "2026-09-06T09:39:39-04:00",
 "proposer": "researcher (opus), brief 2026-09-06, era-1990-2011",
 "kind": "candidate",
 "sha": "d7275103bff27e87",
 "data": {
  "name": "US card-fraud losses falling through the 1990s–2000s",
  "note": "US card-fraud losses falling through the 1990s–2000s. Chip/EMV, address verification, issuer rules and Falcon moved together; no source isolates the learned scorer. The FICO entry stands on FICO's own figures and is labelled as such.",
  "list": "EXCLUDED BY ATTRIBUTION"
 },
 "from_file": "impacts/harvest/2026-09-06-era-1990-2011.md"
}