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candidate · p2026-09-06-191 · not-found

False declines (the loss side of learned fraud scoring)

set aside as
NOT FOUND
the researcher's note
False declines (the loss side of learned fraud scoring). No operator or regulator figure found; Visa publishes prevention, not the cost of its false positives. (The 1990–2011 report carries a Javelin figure.)
proposed by
researcher (opus), brief 2026-09-06, quiet-adoptions
received
2026-09-06T09:39:39-04:00
harvest report
impacts/harvest/2026-09-06-quiet-adoptions.md

Rulings, in order

  1. 2026-09-06T09:39:39-04:00 · researchernot-found — False declines (the loss side of learned fraud scoring). No operator or regulator figure found; Visa publishes prevention, not the cost of its false positives. (The 1990–2011 report carries a Javelin figure.)
The proposal as it arrived (JSON)
{
 "id": "p2026-09-06-191",
 "received": "2026-09-06T09:39:39-04:00",
 "proposer": "researcher (opus), brief 2026-09-06, quiet-adoptions",
 "kind": "candidate",
 "sha": "ee1851c69302a541",
 "data": {
  "name": "False declines (the loss side of learned fraud scoring)",
  "note": "False declines (the loss side of learned fraud scoring). No operator or regulator figure found; Visa publishes prevention, not the cost of its false positives. (The 1990–2011 report carries a Javelin figure.)",
  "list": "NOT FOUND"
 },
 "from_file": "impacts/harvest/2026-09-06-quiet-adoptions.md"
}