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candidate · p2026-09-06-231 · not-found

Sesame Credit / Zhima (China, benefit side)

set aside as
NOT FOUND
the researcher's note
Sesame Credit / Zhima (China, benefit side). No user count from any fetchable primary. Ant Financial has publicly declined to disclose how many Alipay users activated Zhima Credit; Ant's prospectus gives Alipay reach (over 1 billion people, 80 million merchants) but does not break out Zhima. The named benefits — deposit-free hotel bookings, deposit-free bike rental, faster loan approval — are described everywhere and measured nowhere. Nothing enterable.
proposed by
researcher (opus), brief 2026-09-06 second harvest, china-india-africa-latam
received
2026-09-06T10:20:12-04:00
harvest report
impacts/harvest/2026-09-06-china-india-africa-latam.md

Rulings, in order

  1. 2026-09-06T10:20:12-04:00 · researchernot-found — Sesame Credit / Zhima (China, benefit side). No user count from any fetchable primary. Ant Financial has publicly declined to disclose how many Alipay users activated Zhima Credit; Ant's prospectus gives Alipay reach (over 1 billion people, 80 million merchants) but does not break out Zhima. The named benefits — deposit-free hotel bookings, deposit-free bike rental, faster loan approval — are described everywhere and measured nowhere. Nothing enterable.
The proposal as it arrived (JSON)
{
 "id": "p2026-09-06-231",
 "received": "2026-09-06T10:20:12-04:00",
 "proposer": "researcher (opus), brief 2026-09-06 second harvest, china-india-africa-latam",
 "kind": "candidate",
 "sha": "c5137b3a9ac28642",
 "data": {
  "name": "Sesame Credit / Zhima (China, benefit side)",
  "note": "Sesame Credit / Zhima (China, benefit side). No user count from any fetchable primary. Ant Financial has publicly declined to disclose how many Alipay users activated Zhima Credit; Ant's prospectus gives Alipay reach (over 1 billion people, 80 million merchants) but does not break out Zhima. The named benefits — deposit-free hotel bookings, deposit-free bike rental, faster loan approval — are described everywhere and measured nowhere. Nothing enterable.",
  "list": "NOT FOUND"
 },
 "from_file": "impacts/harvest/2026-09-06-china-india-africa-latam.md"
}