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candidate · p2026-09-06-238 · not-found

MicroSave "Making Digital Credit Truly Responsible" (Kenya, 2019)

set aside as
NOT FOUND
the researcher's note
MicroSave "Making Digital Credit Truly Responsible" (Kenya, 2019). Corroborates the entry from the supply side — "2.2 million individual digital credit borrowers in Kenya have non-performing loans and have been negatively listed in this 3 year period" (2016-2018), and "About half (49%) of the digital credit borrowers with non-performing loans have outstanding balances of less than USD 10", plus the gate-1 line "The majority of lenders use their own customized scoring algorithms". Not used because the PDF does not render through WebFetch. Pointer: https://www.microsave.net/wp-content/uploads/2019/09/Digital-Credit-Kenya-Final-report.pdf
proposed by
researcher (opus), brief 2026-09-06 second harvest, china-india-africa-latam
received
2026-09-06T10:20:12-04:00
harvest report
impacts/harvest/2026-09-06-china-india-africa-latam.md

Rulings, in order

  1. 2026-09-06T10:20:12-04:00 · researchernot-found — MicroSave "Making Digital Credit Truly Responsible" (Kenya, 2019). Corroborates the entry from the supply side — "2.2 million individual digital credit borrowers in Kenya have non-performing loans and have been negatively listed in this 3 year period" (2016-2018), and "About half (49%) of the digital credit borrowers with non-performing loans have outstanding balances of less than USD 10", plus the gate-1 line "The majority of lenders use their own customized scoring algorithms". Not used because the PDF does not render through WebFetch. Pointer: https://www.microsave.net/wp-content/uploads/2019/09/Digital-Credit-Kenya-Final-report.pdf
The proposal as it arrived (JSON)
{
 "id": "p2026-09-06-238",
 "received": "2026-09-06T10:20:12-04:00",
 "proposer": "researcher (opus), brief 2026-09-06 second harvest, china-india-africa-latam",
 "kind": "candidate",
 "sha": "09aeb5b00d200276",
 "data": {
  "name": "MicroSave \"Making Digital Credit Truly Responsible\" (Kenya, 2019)",
  "note": "MicroSave \"Making Digital Credit Truly Responsible\" (Kenya, 2019). Corroborates the entry from the supply side — \"2.2 million individual digital credit borrowers in Kenya have non-performing loans and have been negatively listed in this 3 year period\" (2016-2018), and \"About half (49%) of the digital credit borrowers with non-performing loans have outstanding balances of less than USD 10\", plus the gate-1 line \"The majority of lenders use their own customized scoring algorithms\". Not used because the PDF does not render through WebFetch. Pointer: https://www.microsave.net/wp-content/uploads/2019/09/Digital-Credit-Kenya-Final-report.pdf",
  "list": "NOT FOUND"
 },
 "from_file": "impacts/harvest/2026-09-06-china-india-africa-latam.md"
}