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candidate · p2026-09-06-242 · not-found

Tala and Branch (Kenya)

set aside as
NOT FOUND
the researcher's note
Tala and Branch (Kenya). Gate 1 is clean — Tala's underwriting "use[s] machine learning to analyze data that customers elect to share via their smartphone" — but no borrower count or default figure from a fetchable primary. Their borrowers are inside the FSD Kenya market totals.
proposed by
researcher (opus), brief 2026-09-06 second harvest, china-india-africa-latam
received
2026-09-06T10:20:12-04:00
harvest report
impacts/harvest/2026-09-06-china-india-africa-latam.md

Rulings, in order

  1. 2026-09-06T10:20:12-04:00 · researchernot-found — Tala and Branch (Kenya). Gate 1 is clean — Tala's underwriting "use[s] machine learning to analyze data that customers elect to share via their smartphone" — but no borrower count or default figure from a fetchable primary. Their borrowers are inside the FSD Kenya market totals.
The proposal as it arrived (JSON)
{
 "id": "p2026-09-06-242",
 "received": "2026-09-06T10:20:12-04:00",
 "proposer": "researcher (opus), brief 2026-09-06 second harvest, china-india-africa-latam",
 "kind": "candidate",
 "sha": "69a6fb2346652ad2",
 "data": {
  "name": "Tala and Branch (Kenya)",
  "note": "Tala and Branch (Kenya). Gate 1 is clean — Tala's underwriting \"use[s] machine learning to analyze data that customers elect to share via their smartphone\" — but no borrower count or default figure from a fetchable primary. Their borrowers are inside the FSD Kenya market totals.",
  "list": "NOT FOUND"
 },
 "from_file": "impacts/harvest/2026-09-06-china-india-africa-latam.md"
}